One person sees £1,000 in the bank and feels calm.
The other sees £1,000 and sees what the money could do.
Neither response automatically makes someone responsible or irresponsible.
A saver and spender can work well together.
They need a system strong enough to stop personality from becoming financial warfare.
Money style usually protects something
Saving often protects security.
Spending may protect enjoyment, freedom, status, generosity or the belief that life should be lived now.
Ask what the behaviour is doing emotionally.
A saver may have grown up with scarcity.
